🔥 LIMITED OFFER: Just $135/month for your first 3 months · 50% off · 12-month agreement Lock it in →
📍 111 W Maple St, Chicago, IL 60610
📞 (818) 477-8569  |  ✉️ info@usapayrollservice.com
USA Payroll Services CPA-Supervised · Chicago
Free Payroll Review
CPA-Supervised Payroll Services • Chicago + Nationwide

Fully-managed payroll services, supervised by a CPA. Audit-proof by design.

CPA-supervised payroll for small businesses, S-corp owners, multi-state remote teams, and 1099-heavy firms. We handle setup, every quarterly filing, IRS & state communication, audit defense, and year-end W-2s and 1099s — so you never touch a payroll tax form. Based in Chicago. Serving all 50 states.

1,000+
Happy active clients across the U.S.
50 states
Multi-state filing experience
CPA
Reviews every quarterly & year-end filing
CPA
Every filing reviewed by a Certified Public Accountant
50
U.S. states & territories supported
IRS
Authorized e-file provider
SOC 2
Compliant software partners only
Why We're Different

ADP and Paychex give you software. We do the actual work.

Other payroll providers hand you a login and expect you to figure it out. We handle every step — from setup through audit defense — so you can run your business instead of running payroll.

1

We set up your payroll

State registrations, owner salary benchmarking, schedule design, software configured — done for you, start to finish.

2

We talk to the IRS & states

You never get on the phone with a federal or state agent. We handle every notice, every question, every clarification.

3

CPA supervises every filing

Every quarterly, every deposit, every W-2 and 1099 is reviewed by a Certified Public Accountant before submission.

4

Full audit defense

If the IRS or a state questions a filing we prepared, we defend the work — at no extra charge. That's the value of CPA oversight.

5

We respond to every letter

IRS notices, state correspondence, wage-claim inquiries — forward them to us and they're handled. No DIY guesswork.

With ADP, Paychex, or QuickBooks Payroll, you are still the one responsible for making it all work right.
With us, that's our job — and a CPA signs off on the work.

What We Do

Full-service, CPA-supervised payroll for small businesses and S-corp owners

We focus on the payroll work small businesses actually need done correctly: owner compensation, multi-state filings, contractor payments, year-end reporting, and IRS notice response — all CPA-reviewed and fully managed.

1

Owner & Executive Payroll

Reasonable salary guidance, withholdings, and deposits for S-corp and LLC owners. Penalty-proof by design.

Learn more →
2

Multi-State & Remote

State registrations, nexus checks, local taxes, and multi-jurisdiction filings for distributed teams.

Learn more →
3

1099 Contractor Processing

W-9 collection, 1099-NEC e-file, recipient delivery, and corrections — done before deadlines, not after.

Learn more →
4

Payroll Audit & Risk Assessment

We catch the issues an IRS or state auditor would find — before they cost you penalties.

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5

Payroll Strategy & Consulting

Payroll calendar design, software advisory, and year-end playbooks tailored to your business.

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6

Year-End Reporting

W-2/W-3 generation, 1099 issuance, and full reconciliation for a clean January.

Learn more →
Pricing

Flat $270/month. Everything done for you. CPA-supervised.

One monthly price. Every filing, every form, every IRS notice — handled. No per-form surcharges, no extra year-end fees, no "premium support" tier.

50% off · First 3 months
Owner-Operator & Small-Team Plan

One flat monthly price. Everything handled for you.

$270$135
per month
for your first 3 months

Standard rate: $270 / month. Includes every filing, every form, every IRS or state notice response — no extras, no surcharges. Requires a 12-month service agreement; cancel any time after with 30 days' notice.

Lock in your rate →

Flat monthly pricing covers owner-operator and small-team setups (1–3 employees, semi-monthly or monthly payroll). Team setups with 4+ employees, multi-state new registrations, and back-period cleanup are quoted on review. Everything in the list to the right is included — no per-form, per-state, or year-end surcharges.

Everything included. No upsells.

One price covers the entire service — from setup through audit defense.

  • Complete payroll setup — state registrations, software config, schedule design
  • CPA review of every filing before it leaves our office
  • All IRS & state communication — we handle the calls and the paperwork
  • Audit defense on any filing we prepared (no extra charge)
  • Response to every IRS / state notice — forward it, it's handled
  • Direct deposit and pay-stub delivery
  • Federal & state withholding calculations
  • Penalty-proof tax-deposit schedule (941, 940, state)
  • Quarterly filings (Form 941, state UI, local taxes)
  • Year-end W-2 / W-3 generation & e-file
  • Year-end 1099-NEC issuance for contractors
  • Annual federal Form 940 (FUTA)
  • Reasonable-salary benchmarking for owners
  • Multi-state filing for remote employees
  • Year-round questions answered by a real person
What you actually get
ADP RUN
Paychex
QuickBooks
USA Payroll
We set up your payroll for you
CPA reviews every filing
We handle IRS / state communication
Audit defense on prepared filings
We respond to every IRS notice
Reasonable-salary benchmarking
Quarterly tax filings (941, state UI) included
Extra charge
Extra charge
Extra charge
Year-end W-2 / 1099 included
Extra charge
Extra charge
Extra charge
Multi-state filings included
Extra charge
Extra charge
Extra charge
Typical monthly cost
$200–$400
$150–$350
$80–$200
$135 intro · $270 standard

Competitor pricing is for comparable full-service tiers. CPA-reviewed payroll is not a service offered by ADP, Paychex, or QuickBooks Payroll at any tier.

What Clients Say

Owners who sleep better at year-end

Replace bracketed names with real client first name + last initial + business descriptor before publishing.

★★★★★
"The IRS sent us a notice on back-payroll taxes from two years prior and I thought we were sunk. USA Payroll Services pulled the filings apart, found the discrepancy, and rebuilt the paper trail line by line the way the agent needed to see it. The case closed without penalty. The CPA review on every quarter is the reason there was a clean paper trail to defend with."
AM
Anna M.
S-Corp Owner, Chicago
★★★★★
"I elected S-corp in January and immediately froze — no idea what 'reasonable salary' actually meant, how to run payroll for myself, or which state forms I owed. USA Payroll Services took it from there. Owner salary benchmarked, state registrations handled, quarterly schedule built, year-end already mapped. By the end of the week the whole thing was running on its own."
AK
Alex K.
Founder, S-Corp
★★★★★
"I'd been paying myself entirely through distributions for almost two years — no salary, no W-2, nothing. USA Payroll Services audited the setup, restructured it correctly, and we saved close to four thousand dollars in tax exposure the very next year. They also caught two quarters of misclassified contractor payments I didn't know were a problem. It paid for itself before the first quarter was done."
JC
Julia C.
Owner, E-Commerce LLC

Quotes published with client permission. Client names abbreviated for privacy.

Where We Serve

Chicago-based. Serving small businesses across Illinois and all 50 states.

USA Payroll Services is headquartered in Chicago and provides CPA-supervised payroll services to small businesses, S-corp owners, and remote-team employers across the United States.

Chicago metro & Illinois service area: Chicago (Loop, Gold Coast, River North, Lincoln Park, Lakeview, Wicker Park, Logan Square, West Loop, South Loop), Evanston, Oak Park, Naperville, Schaumburg, Arlington Heights, Skokie, Hoffman Estates, Aurora, Joliet, Rockford, Springfield, Peoria, Champaign, Cook County, DuPage County, Lake County, Will County, Kane County.

Nationwide remote payroll: We serve clients in all 50 states — California, Texas, New York, Florida, Pennsylvania, Ohio, Georgia, North Carolina, Michigan, Washington, Massachusetts, Arizona, Indiana, Tennessee, Missouri, Maryland, Wisconsin, Colorado, Minnesota, South Carolina, Alabama, Louisiana, Kentucky, Oregon, Oklahoma, Connecticut, Utah, Iowa, Nevada, Arkansas, Mississippi, Kansas, New Mexico, Nebraska, West Virginia, Idaho, Hawaii, New Hampshire, Maine, Montana, Rhode Island, Delaware, South Dakota, North Dakota, Alaska, Vermont, Wyoming, plus DC.

Specializations: S-corp owner payroll, single-member LLC payroll (with S-corp election), multi-state remote team payroll, 1099 contractor processing, startup payroll, professional service firm payroll, e-commerce business payroll, consulting firm payroll, real estate agency payroll.

About Us

CPA oversight meets modern payroll software

USA Payroll Services LLC is a Chicago-based, CPA-supervised payroll and compliance firm focused on protecting business owners with accurate wages, clean filings, and audit-ready records.

We specialize in owner compensation, multi-state payroll, W-2 and 1099 reporting, and penalty-proof deposit schedules. Our process combines CPA review with modern software so payroll runs quietly in the background while you focus on growth.

We design simple onboarding, benchmark reasonable owner salaries, register state accounts when needed, and reconcile every quarter to your ledger. At year-end, we tie W-2 totals to Forms 941 and e-file 1099-NEC with recipient delivery. If an issue appears, we fix it before it becomes a notice.

CPA oversight: Every quarterly filing, deposit, and year-end form is reviewed and signed off on by a Certified Public Accountant on our team before it leaves our office. That review is what makes the "audit-proof by design" promise real — not a marketing line.

FAQ

Common questions

What does "CPA-supervised" actually mean?

Every quarterly filing, deposit, and year-end form is reviewed under the supervision of a Certified Public Accountant before it leaves our office. That review catches the errors that trigger IRS notices.

Do single-member LLC owners need payroll?

Technically no — by default, a single-member LLC is a disregarded entity and the owner takes draws, not a paycheck. But that's usually the wrong question. If your net profit is above roughly $50–60K, electing S-corp taxation (Form 2553) and running yourself on payroll can save thousands per year in self-employment tax. We've seen $4K–$15K/year savings on profitable single-member LLCs. Read the full breakdown →

How long does payroll setup take?

It depends on your state and entity type. Single-state owner-only setups generally take a few business days. Multi-state setups, new S-corp elections, or fresh state-tax registrations typically run one to three weeks — most of that time is waiting on state agencies, not on us. We'll quote a realistic timeline once we know your situation.

Do you serve clients outside Illinois?

Yes. We are based in Chicago and serve businesses in all 50 states, including multi-state and remote-team payroll compliance.

Articles & Guides

Plain-English explainers from a CPA-supervised team

Practical guidance on owner compensation, multi-state rules, and year-end — written for owners, not for accountants.

Get Started

Book a free 15-minute payroll review

We'll look at your current setup, flag risk, and quote a realistic timeline and price for what you actually need. No commitment.

Our Office

USA Payroll Services LLC
111 W Maple St
Chicago, IL 60610
United States

Get in Touch

📞 (818) 477-8569
📠 Fax: (323) 978-6742
✉️ info@usapayrollservice.com

Hours

Monday – Friday: 9:00 AM – 6:00 PM Central
Saturday – Sunday: Closed